Set budgets in any of 170+ currencies. Spend in dollars, save in euros, get paid in dirhams — Scalar Finance converts everything to your base currency in real time so you always know where you stand.
If you live, work, or invest across borders, single-currency budgets quietly break down.
Most apps assume you live, earn, and spend in a single currency. The moment you travel, freelance internationally, or hold accounts abroad, your budget stops reflecting reality.
Manual conversion at the end of the month is slow, error-prone, and always out of date. By the time you reconcile, you've already overspent.
Categorising spend per currency means duplicate categories, fragmented reports, and no clear answer to 'how much did I actually spend on rent this quarter?'
Everything Scalar Finance does to make budgeting across currencies feel like budgeting in one.
Pick a base currency once. Enter transactions in any currency — Scalar handles conversion using up-to-date FX rates.
Budgets, balances, and reports always show your base currency. No manual lookups, no end-of-month spreadsheet reconciliation.
Budget by the cadence that matches your life — monthly groceries, quarterly travel, annual subscriptions. Everything tracked in one place.
Hierarchical categories let you drill down from 'Living' into 'Rent', 'Groceries', and 'Utilities'. Tags add a second dimension for cross-cutting analysis.
Each budget shows a progress bar and remaining headroom. Get smart alerts when you're approaching a category limit.
Automate fixed income, subscriptions, and recurring bills in any currency. Set the rule once and let Scalar post (or just track) it for you.
Multi-currency budgeting fits anyone whose money doesn't sit in a single currency.
Set a base currency, connect your accounts, and start budgeting across borders in minutes. Free plan, no credit card required.
